WebFICO ® Score factors. 35%: your payment history, including positive history and late payments. 30%: total amount of debt you owe. 15%: length of your credit history. 10%: your credit mix or the types of credit you have. 10%: the amount of new credit you have. WebA credit score is 3 digit number that reflects your credit-worthiness, i.e. what is the likelihood of you repaying your debt. It is calculated basis various factors pertinent to your credit profile. The credit score is only one part of the credit report. Credit report covers an individual's entire history of dealing with loans and credit cards ...
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